For Investors

Run the Numbers on an Investment Property

Purchase price is only one part of the equation. Rent, vacancy, taxes, insurance, maintenance, management, financing, and repairs can all materially change the picture. Enter your own assumptions below. Nothing here is a guarantee of investment performance.

What This Tells You

What the numbers are trying to answer

A quick run-through like this can help answer: what could the property produce before financing, what expenses need to be accounted for, how financing changes the monthly picture, how much cash is required up front, and how sensitive the result is to rent, vacancy, or repair assumptions. The result depends entirely on what you enter. Better assumptions produce a more useful estimate, not a different kind of answer.

The Calculator

Enter your assumptions

Change the Assumptions

The result is only as good as what you put in

Try adjusting a few of these to see how much they move the estimate above:

A property that only works under one optimistic set of assumptions is worth a closer look before moving forward.

Before You Trust the Numbers

What to verify before relying on this estimate

Beyond the Spreadsheet

The numbers are only part of the decision

Property condition, location, tenant demand, future repairs, financing structure, resale considerations, how long you intend to hold it, and your own goals and risk tolerance all factor in too. A calculator can organize the math. It can't decide whether a specific property is right for you.

Local Context

Fayetteville and Fort Bragg specifics

Fayetteville's rental demand is shaped in part by Fort Bragg, along with Hope Mills, Spring Lake, Raeford, and the surrounding Cumberland County communities. Different property types and locations call for different assumptions. A single-family rental near post is a different analysis than land outside the city, and the right numbers to use come from the specific property, not a general area assumption.

Related

Applying this to a specific situation

If the numbers here are for a rental you're already managing and considering whether to keep, Tired of Being a Landlord? walks through that decision directly. If you're managing the property from a distance, Out-of-State Landlord covers what changes with distance. If the plan involves renovation and resale rather than holding as a rental, Flip Analysis covers that framework instead.

Want to work through the numbers on an actual property?

Bring the purchase price, expected rent, known expenses, financing assumptions, and repair estimates. We'll look at the assumptions together and see what deserves closer attention.

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